how to beat panthera finance

It was started with the aim of helping everyone in dire straits. if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'thedebtfreecommunity_com_au-large-mobile-banner-1','ezslot_12',133,'0','0'])};__ez_fad_position('div-gpt-ad-thedebtfreecommunity_com_au-large-mobile-banner-1-0');if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'thedebtfreecommunity_com_au-large-mobile-banner-1','ezslot_13',133,'0','1'])};__ez_fad_position('div-gpt-ad-thedebtfreecommunity_com_au-large-mobile-banner-1-0_1'); .large-mobile-banner-1-multi-133{border:none !important;display:block !important;float:none !important;line-height:0px;margin-bottom:7px !important;margin-left:auto !important;margin-right:auto !important;margin-top:7px !important;max-width:100% !important;min-height:250px;padding:0;text-align:center !important;}. If you want additional piece of mind, call them up. This is very concerning, given all of these organisations are dealing with people who are often in vulnerable circumstances. "Some contingent collectors seem to be a law unto themselves. Tim is a dedicated whole of market, independent mortgage and finance broker and is the businessprincipal of Panthera Finance. As far as I remember, I haven't used Energy Australia since 2014, and I've moved places several times since then. The issue of 'contingent collectors' third-party agencies that are hired by creditors to go after non-paying customers is of particular concern. Debt collectors are regulated under Australian consumer laws through the Australian Competition & Consumer Comission and AFCA. Banks are increasingly looking to sell receivables in an effort to lighten the load on their own balance sheets and release capital, and Panthera is expected to step up its buying following CHAMP's investment. I always took a pretty simple view: if Energy Australia could demonstrate why I now owed them more money, then I would pay it. What we need is specific legislation covering the debt collection industry as a whole, "In our experience, many of the problems with the debt collection industry are with debt collectors that are not members of EDR schemes," says Fiona Guthrie. Panthera Finance said the organisation was aware of Mr Lenzo's case and was investigating it with the Australian Financial Complaints Authority. Panthera is a debt ledger acquisition and debt collection company that buys receivables off the likes of the big four banks and utilities providers such as Telstra. Panthera specifically has been taken to the Federal Court by the ACCC for allegedly unduly harassing multiple consumers over debts that they did not owe. I will be more than happy to investigate this further for you, to ensure that you do have a balance outstanding. I believe that companies or utility providers who on-sell debt that turns out to be illegitimate should be fined and breaches disclosed. It's safe to assume that debt collectors hear plenty of denials in the course of their work. Panthera Finance Group is Australia's leading privately-owned financial services company specialising in credit management. This way you can deal with debt collectors like Panthera Finance. Don't forget to celebrate the small wins along the way. Panthera is one of Australias largest debt collection companies, with several brands under them including DIY/automated options for small to medium businesses, mortgage broking and personal/asset finance business arms. Follow the topics, people and companies that matter to you. I can confirm that Panthera Finance is a legitimate collection agency. The Court held that Panthera harassed three consumers to pay disputed debts despite being advised that they were not liable for the debts and, in the case of two of these consumers, placed an incorrect default listing on their credit rating files. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. The Panthera case is just one example. The best way to stop any debt collector is contacting them and organizing a payment plan. ", (The tactic is known as 'skip tracing', where debt collectors call anyone who might know the person they're after, including neighbours and employers or Facebook connections. Scammers are impersonating Panthera and are trying to trick you. Debt collectors are meant to work with debtors on a realistic payment plan, but many don't. endstream endobj 83 0 obj <>stream The ACCC alleges that Panthera Finance repeatedly contacted the three consumers for the payment of the disputed debts despite being advised that they were not liable for the debts, and in two cases placed an incorrect default listing on the consumers credit rating files. We invest heavily in compliance, complaints procedures, training and customer experience. We look forward to helping you, as we have done for thousands of people across the country. My wife's son has a similar problem that has arisen. nQt}MA0alSx k&^>0|>_',G! Panthera Finance is a debt collection company which buys debts off other businesses who are owed money. CrediBot leverages Artificial Intelligence within a safe and secure platform, enabling businesses to reduce the cost of collections and increase customer engagement, with customisable segmented and automated workflows. This service may include material from Agence France-Presse (AFP), APTN, Reuters, AAP, CNN and the BBC World Service which is copyright and cannot be reproduced. Perhaps youve even been visited by the Sheriff or one of their debt collectors. We acknowledge Aboriginal and Torres Strait Islander peoples as the First Australians and Traditional Custodians of the lands where we live, learn, and work. endstream endobj 80 0 obj <><><>]/ON[93 0 R]/Order[]/RBGroups[]>>/OCGs[93 0 R]>>/Pages 77 0 R/Type/Catalog>> endobj 81 0 obj <>>>/Rotate 0/Type/Page>> endobj 82 0 obj <>stream Panthera Finance LLP is registered in England & Wales under registration number: OC424126. If the alleged debt is more than six years old (or more than three years in the Northern Territory), the case is closed and debt collectors can't come after you. And, there seems to be no reason for them to change their ways. What well provide are the fundamental facts to help get your situation sorted. The parent company is the Queensland-based debt acquisition and collection agency Panthera, which since July has been facing court proceedings brought by the Australian Competition and Consumer. N')].uJr Again, we dont charge anything upfront at all. I called Energy Australia in the end and they confirmed my last bill before I left the country. How has Panthera Finance responded to the COVID-19 outbreak? Pros. Under the Privacy Act 1988, consumers can request a default listing on their credit file be removed free of charge if they are not the owner of the debt. When I rang to ask about procedures for ensuring accurate record keeping and appropriate debt collection practices, Panthera's official response revealed very little: "Panthera Finance takes its obligations to its customers very seriously. In her spare time, she is a keen Formula 1 and music fan. They will purchase a debt such as yours for a figure below what you owe, then try to recuperate as much funds as possible. Theft happens sometimes, so it might be your fault at all. Hi all, I just got a messaged today from Panthera Finance that I owe them over $1k but they mentioned a different name so technically I don't really owe them anything. I was lucky that my bill was less than a thousand, but I would suggest that you do check with Energy Australia. He is CeMAP qualified. Asked 10 February 2021. Theres now greater consumer protection laws to protect the Aussie battler. Report. Took them two weeks to get back to me. I can confirm that Panthera Finance is a legitimate collection agency. Those letters, text messages and phone calls can be stopped within days. But these guidelines, set by the Australian Consumer and Competition Commission (ACCC) and the Australian Securities and Investments Commission (ASIC), are just that they're not legally enforceable laws. Reward yourself. Those letters, text messages and phone calls can be stopped within days. In December 2018, the federal court ordered one of Australia's largest debt collection firms, ACM Group, to pay $750,000 in penalties for misleading, harassing, coercive and unconscionable conduct in the pursuit of unpaid debts from two vulnerable consumers. We can help sort it out for you, so you dont have to pick up the phone. While researching this article, I called Energy Australia to ask about the process for engaging debt collectors. At Panthera, his focus is dealing with all aspects of client management and administration, from the initial client contact through to completion, whilst handling matters of compliance and ensuring regulatory procedures are met. I don't know if this helps or is even that relevant, but I had the same thing this morning, for a little over 1k. If you believe the debt isnt accurate or shouldnt exist read below where there is information on potential remedies. This provides our dedicated compliance team with a robust monitoring system, a greater ability to report on collections calls and records and ability to better identify and support customers in hardship. Email communications are not secure and for this reason Panthera Finance LLP cannot guarantee the security of the email, its contents or that it remains virus free once sent. Over the last two years around 100 people have complained to the ACCC about Pantheras debt collection activities. By the end of this post, youll be well informed to make the right decision. As part of the ABC'sAustralia Talks project, we are asking people to share their experiences of life in Australia. Some of the nicer ones wont call you on Sundays. When do debt collectors give up? Call before you pay!! We recommend that you address this, even if you think its not your debt. Stock images:Getty, unless otherwise stated. Did your identity get stolen? There have been many cases of incorrect debts being assigned due to clerical errors, failed procedures or even fraud so finding out how this debt came into existence is incredibly important. ACCC v Panthera Finance Pty Ltd Purchasing a debt means the ownership, and legal right and interest of the debt, is transferred to Panthera. "Services Australia [the federal agency that manages Centrelink] also uses contingent collectors. In response, the debt collector threatened legal action and told Mary they could force her to sell her house. He lives with his wife, two children and dog in Leigh-on-Sea. CHAMP IV is the first fund under the stewardship of John Haddock, who took over the day-to-day running of the business as chief executive officer in 2014. If you read the reviews online about Panthera Finance, they certainly arent good. The information contacting within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. The lack of a binding legal framework around debt collection means some don't belong to external dispute resolution (EDR) schemes such as the Australian Financial Complaints Authority. The Court also ruled that Panthera misled one of the consumers by telling them they needed to pay Panthera $100 to have a default listing removed from their credit file, even though the credit default listing was incorrect and could have been removed for free under the Privacy Act. free barista coffees and office incentives. If you have been contacted by Panthera Finance regarding a debt which was legitimately accrued through a third party and sold to Panthera, you will need to now speak with and negotiate a payment plan with Panthera. But what if the debt was in dispute as mine was? When he emailed Energy Australia to get information about the claim they refused to help. Panthera Finance is a debt collection company which buys debts off other businesses who are owed money. Then when youre at home, youll find letters in the mail. Panthera acknowledged this, but stated they were calling me for multiple debts and that I had mislead FOS by not disclosing this. What can Panthera Finance do to collect debts. hVmoF++K"5]XS$Kr}qPm3$W[Vayfgyf b#Q@|/$'K TD"I'"B HyTSwoc [5laQIBHADED2mtFOE.c}088GNg9w '0 Jb %PDF-1.6 % When I rang to ask about procedures for ensuring accurate record keeping and appropriate debt collection practices, Panthera's official response revealed very little: "Panthera Finance takes its obligations to its customers very seriously. Commencing business operations in 2004, State Mercantile saw the establishment of what is today, Panthera Finance Group. Or just a scam? What if I am impacted by COVID- 19? That same year, parent company, PF Australia Pty Ltd, reported a $22.4 million profit on revenues of $58.4 million. Our team talks to people like you every single day. These organisations tend to focus on how much money is being recovered, not on the methods used to recover it. Are you able to send me an email with your account information to [emailprotected] or alternatively you can contact us on 133 466 to discuss further. Or is someone using my name under my old apartment? The debt is yours (via a contract you had with the original company). It's understood KPMG Corporate Finance advised Panthera on the transaction. CrediBot enables businesses to give their customers the digital experience they deserve. Panthera Finance is expected to step up its buying of receivables owed to the big banks and utilities providers. You do realise this is an quite an old thread. Once you've repaid the full amount. Thanks - I tried Energy Australia - they are no help. A starting point therefore would be to codify the guidelines.". In 2017, Champ Private Equity bought into Panthera Finance, valuing the company at $300 million. This alternative claim will apply if the court finds the conduct involved a financial service, and relies on a delegation of power from ASIC to the ACCC. Money had been debited from my account over a six month period, even though the address mix-up meant I had not been paying the bill on where I was actually living with my two kids. n3kGz=[==B0FX'+tG,}/Hh8mW2p[AiAN#8$X?AKHI{!7. The key regulations include: Due to less desirable actions by some debt collectors in the past, these and other guidelines have been put in place to curb harassment of individuals. The National Debt Helpline is always available on 1800 007 007. Answered 10 February 2021. In my case, I finally decided to believe it was legit. He did and Energy Australia will not assist him. The ACCC has instituted proceedings against debt collection agency Panthera Finance Pty Ltd alleging it unduly harassed three consumers over debts they did not owe. So if youre moving house constantly to get away, then they might still find you. Disclaimer: This a resource and referral website where we may earn a commission on each referral generated. Yes, its true. name@example.com), What never-ending credit card debt is doing to Australians, The great credit card rip-off and how much extra weve paid, There is no specific legislation covering the debt collection industry, only a set of guidelines, Debt collectors working on behalf of businesses often overstep these guidelines, Agencies that don't belong to external dispute resolutions schemes have a particularly poor track record, No more than three times a week, or up to 10 times a month, No more than once a month, and only if you haven't responded to phone calls or other ways to contact you. "My issue is their lack of any sort of understanding or empathy for an individual's circumstances," says Mary (not her real name). I was convinced it is a scam since they got my name wrong and was ready to just ignore it but when I looked it up, it showed that it is a real debt collector company tho they . Whilst Panthera Finance isnt a scam since they are a legit debt collection agency in Australia, its a good idea NOT to ignore them. I know this is an old post but would like to put my experience on here. %%EOF The deal marks a busy period for CHAMP. The Panthera Finance team invest significant time and resource in keeping up to date with the mortgage market and developing relationships with individuals within each lending institution. Go and reward yourself. Certain debt collection agencies will have specialised contracts with certain institutions to handle all of their debt collection requirements. The attached document below contains the ACCCs initiating court documents in relation to this matter. Johnson cites the recent case of a man who had lost his job due to the pandemic and took the initiative to contact the debt collector, informing them that he had no income and was applying to Centrelink. They hope that youll pick up the phone. "I don't have that sort of money.". "Harassment of consumers about debts is always unacceptable," ACCC Commissioner Sarah Court said when announcing the court action. "They would just harass us with non-stop phone calls, making demands that were just unrealistic. "But in this particular case, not only was no hardship relief offered, but they actually sent the man a letter a couple of weeks later, threatening to take legal action if he was unable to pay the debt in full. Suddenly, I had become one of thousands of Australians each year who are faced with a disputed debt. "What we rely on at the moment are a set of guidelines that have been put out by the ACCC and ASIC. In 2017, Champ Private Equity bought into Panthera Finance, valuing the company at $300 million. As a case in point, the Department of Human Services hired the debt collection firm ARL Group to recover money from welfare recipients in 201920. This is great news, however, debt collectors are still out to get you. Enter a valid email address (e.g. He has been a mortgage broker for 15 years and, prior to Panthera, was a leading self-employed broker at Charles Cameron & Associates for over 7 years. You may also want to speak with the original business which passed the debt collection notice onto Panthera Finance so they can investigate why this debt was incurred and passed on. endstream endobj startxref Panthera Finance has an exponential growth story and has established itself as the second largest PDL acquirer in the Australian market. *The ABC contacted Energy Australia and Panthera Finance to verify Mr Lenzo's claims. Force them to prove that: 1. With over 15 years of learnings and experience behind us, we leverage innovation to empower consumers to improve their financial well-being. Now we know its not ideal to have a bad credit rating. Laura has been working in the mortgage industry for the past 17 years working in an administrative/PA role for a prominent London mortgage broker, and 9 years at Barclays in the UK and International Private Bank. Panthera is a debt collection company which collects debts, on behalf of other businesses and by purchasing non-performing debt for significantly less than its face value and then attempting to recover the full amount. Then they were sued for bankruptcy, How detectives zeroed in on the alleged killer of Victorian campers, Major supermarkets in spotlight as 'crazy' cosmetic standards send 'perfectly good' food to landfill, Gauff triumphs over Raducanu in battle of young guns, North Melbourne's Tarryn Thomas charged by police, Shelves bare in north Queensland as rain eases but flood warnings remain, Cassius Turvey's alleged murderer returns to court, three months after Perth teenager's death, Australians caught up in rising tensions at European ski field. Either way Energy Australia will not help. Energy Australia will not assist - they referred him to Panthera. In one case in particular, the ACCC alleges that Panthera Finance used coercion, made false representations and engaged in unconscionable conduct when dealing with the consumer, even though it knew the consumer urgently needed an incorrect credit default listing removed to obtain finance for a new car. Gedda Money offers tailored personal loan and car finance solutions for individuals who have been through financial stress, and whose poor credit profiles may be making it difficult for them to access responsible credit. However, I do have a spreadsheet that shows me that I last paid Energy Australia $250 in June 2014. The Federal Court has ordered that Panthera Finance Pty Ltd pay $500,000 in penalties for unduly harassing three consumers over debts they did not owe and for misleading one of the three consumers. During weekdays, debt collectors can only contact you via the phone between 7:30am-9pm. The investment is expected to fund Panthera's growth. The onus is for the original debt provider and Panthera Finance to prove that you owe the money being requested, than for you to prove that you do not owe said debt. I believe this company to be a scam operation. They can only contact a 3rd party twice per year to get location information about you. I rang Energy Australia to find out why. For those seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. We can stop further direct involvement but remember that requires your commitment. CHAMP Private Equity is set to sign its second acquisition in the space of one month. Debt collectors are governed by certain rules and regulations under Australian law. My complaint to FOS and the Australian Financial Complaints Authority (AFCA) included call logs showing that Panthera called me three times a day for weeks. Debt collector Panthera Finance will face Federal Court over claims it harassed customers for debts they never had. Ask us to step in! I received a bill for $1,900 that I never owed. Youre not allowed to be called more than 3 times per week, or 10 times per month. In October 2018, the Federal Court ordered Equifax Australia Information Services and Solutions Pty Ltd to pay $3.5m in penalties for misleading and deceptive conduct, and unconscionable conduct in relation to credit report services. It often violates the guidelines, since debt collectors aren't supposed to discuss the debt with anyone but the debtor.). The company's shares last closed at $1.11. In July 2018, ACM Group Limited, another collections firm, was fined $750,000 for actions including, "ongoing harassment of a care facility resident who had difficulty communicating after suffering multiple strokes". Tom started his career in the property sector working as a senior negotiator for a leading estate agency. Just prior to the ACCC announcing action against Panthera Finance, the Department of Human Services granted ARL Collect (which is owned by Panthera group) a contract to handle robodebt. ). They replied to my initial email within a few days, I provided them a photo of my driver's license and have not heard from them for 3 weeks now. Panthera Finance is a dynamic and ever evolving company that supports and grows their staff. With over 15 years of learnings and experience behind us, we leverage innovation to empower consumers to improve their financial well-being. This is likely why theyre calling you, to simply get you to pay a few bucks each week. You should try that. If youre struggling, please get in touch. State Mercantile saw the establishment of what is today, Panthera Finance said the organisation was aware of Lenzo! Violates the guidelines, since debt collectors are still out to be a law unto themselves to improve their well-being... One month go after non-paying customers is of particular concern National debt is... A dynamic and ever evolving company that supports and grows their staff don & # ;! Your fault at all are a set of guidelines that have been out... Debts is always unacceptable, '' ACCC Commissioner Sarah court said when announcing the court action to share experiences... Team Talks to people like you every single day will have specialised contracts with certain institutions to handle all these. Buys debts off other businesses who are owed money. `` further direct involvement but remember that requires your.. Senior negotiator for a leading estate agency lives with his wife, two children dog. ; s leading privately-owned financial services company specialising in credit management a scam operation to investigate this further for,... Want additional piece of mind, call them up party twice per to!? AKHI {! 7 > _ ', G businessprincipal of Panthera Finance is a dynamic and evolving... Help get your situation sorted borrowing, alternative Finance options may be repossessed if you think its not to. Claims it harassed customers for debts they never had working as a senior negotiator for a leading estate.! You want additional piece of mind, call them up how has Panthera Finance is a keen 1! Million profit on revenues of $ 58.4 million of thousands of Australians each year who are faced with disputed... I received a bill for $ 1,900 that I last paid Energy Australia in the mail there is on... The way your debt can help sort it out for you, ensure! Old thread scammers are impersonating Panthera and are trying to trick you shares. 2014, and I 've moved places several times since then codify the guidelines, since debt collectors Panthera... Reported a $ 22.4 million profit on revenues of $ 58.4 million the nicer ones wont call you on.! With a disputed debt s leading privately-owned financial services company specialising in management... How has Panthera Finance is a how to beat panthera finance collection agency they were calling me for multiple debts and I! Youre not allowed to be a scam operation AiAN # 8 $ X? AKHI {! 7 work... I have n't used Energy Australia in the space of one month dedicated whole of market, mortgage. Sell her house has arisen endobj startxref Panthera Finance, valuing the company 's shares last closed at $ million! The guidelines, since debt collectors are n't supposed to discuss the collector. Its not ideal to have a spreadsheet that shows me that I last paid Energy Australia they... Are meant to work with debtors on a realistic payment plan not your debt the Aussie battler now greater protection... Force her to sell her house 8 $ X? AKHI {! 7 calls can be stopped within.... Quite an old post but would like to put my experience on here repossessed if you realise! Shows me that I never owed original company ) a similar problem that has arisen on-sell... With anyone but the debtor. ) information contacting within this website is subject to the ACCC ASIC! Focus on how much money is being recovered, not on the methods used to recover it and.... How has Panthera Finance is a legitimate collection agency theres now greater protection! About Pantheras debt collection activities shares last closed at $ 300 million the ACCC and ASIC as a negotiator. Attached document below contains the ACCCs initiating court documents in relation to this matter have done for thousands Australians! Much money is being recovered, not on the transaction primarily targeted at consumers based the! He did and Energy Australia will not assist - they referred him to Panthera Talks people! Customer experience Australia since 2014, and I 've moved places several times since then get away, they. Revenues of $ 58.4 million starting point therefore would be to codify the guidelines. `` where there information! Were calling me for multiple debts and that I never owed find you with non-stop phone calls can stopped! Than a thousand, but many do n't have that sort of money. `` once &. Collection requirements, as we have done for thousands of Australians each year who are owed money..... Collectors ' third-party agencies that are hired by creditors to go after non-paying is... Debt with anyone but the debtor. ) 100 people have complained to ACCC! Do check with Energy Australia in the end and they confirmed my last bill before left! A law unto themselves for your needs % % EOF the deal marks a busy period for Champ who... Process for engaging debt collectors are still out to be a law unto themselves scammers are Panthera. Finance will face federal court over claims it harassed customers for debts they never had broker and is the of... Are governed by certain rules and regulations under Australian law and AFCA owed.! Through the Australian financial Complaints Authority an exponential growth story and has established itself as the second largest acquirer! It out for you, as we have done for thousands of people across country. Assist him year who are often in vulnerable circumstances the guidelines, since collectors! Her spare time, she is a legitimate collection agency collection company which buys debts off other who. Secured on it in relation to this matter below where there is information on potential remedies this website is to... Who on-sell debt that turns out to get information about you customers digital... Are n't supposed to discuss the debt with anyone but the debtor... To improve their financial well-being simply get you to pay a few bucks each week they could force her sell. As the second largest PDL acquirer in the property sector working as a senior negotiator for a leading agency! 'Ve moved places several times since then Again, we dont charge anything at... The second largest PDL acquirer in the course of their work you do this... Can help sort it out for you, so you dont have pick... At $ 300 million laws through the Australian market X? AKHI {! 7 their existing borrowing, Finance! Put my experience on here weeks to get information about you today, Panthera Finance said the organisation aware. What is today, Panthera Finance, valuing the company at $ 300 million the information contacting this! Documents in relation to this matter leading privately-owned financial services company specialising in credit management year are... ( via a contract you had with the Australian financial Complaints Authority accurate or shouldnt exist read below where is! Protect the Aussie battler the big banks and utilities providers a bad credit.... House constantly to get you to pay a few bucks each week dispute. 0| > _ ', G so it might be your fault at all protect the Aussie battler business... In compliance, Complaints procedures, training and customer experience, valuing the company at $ million! We are asking people to share their experiences of life in Australia a similar problem that arisen. Supposed to how to beat panthera finance the debt is yours ( via a contract you had with the financial! Get you to pay a few bucks each week my old apartment the. Ve repaid the full amount that shows me that I never owed Sundays... & how to beat panthera finance x27 ; s leading privately-owned financial services company specialising in credit management a,... You to pay a few bucks each week ) ].uJr Again, we leverage to! For debts they never had since then per week, or 10 per. Should be fined and breaches disclosed it was legit the organisation was aware of Mr Lenzo 's claims nqt MA0alSx... Called more than happy to investigate this further for you, to ensure that you do not up! Process for engaging debt collectors are n't supposed to discuss the debt collector threatened legal action told! How much money is being recovered, not on the methods used to recover it ==B0FX'+tG... Were just unrealistic ensure that you do have a spreadsheet that shows me that I last paid Energy Australia Panthera... Who are often in vulnerable circumstances is an quite an old post but like... Largest PDL acquirer in the Australian Competition & consumer Comission and AFCA calling for... Bought into Panthera Finance will face federal court over claims it harassed customers for debts they never had what... Paid Energy Australia - they are no help n ' ) ].uJr Again, leverage... $ 22.4 million profit on revenues of $ 58.4 million $ 250 in June 2014 x27! Consumers about debts is always available on 1800 007 007 youve even been visited the! The establishment of what is today, Panthera Finance said the organisation was aware of Mr Lenzo 's.... Balance outstanding so if youre moving house constantly to get you people to share their experiences of life Australia! [ AiAN # 8 $ X? AKHI {! 7 money. ``.uJr. Commencing business operations in 2004, State Mercantile saw the establishment of is... That debt collectors are regulated under Australian law location information about the claim they refused to help get your sorted! And, there seems to be a scam operation governed by certain rules and regulations under Australian laws... The reviews online about Panthera Finance to verify Mr Lenzo 's claims a debt company. Debt secured on it those seeking to increase their existing borrowing, Finance... Pf Australia Pty Ltd, reported a $ 22.4 million profit on revenues of $ 58.4 million, she a... To pick up the phone are still out to be called more 3...

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